🏦Bank Scorer

THE UNION BANKING COMPANY

WEST MANSFIELD, OH · Supervised by FDIC

Est. 1928FDIC #15,326RSSD: FDIC-15326
Part ofUNION BCORP INC→ View all charters
Needs to Improve Same

Current rating · Exam: December 2025

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.11%

Institution Profile

FDIC BankFind

Address

105 East Center Street, WEST MANSFIELD, OH

County

Logan County

Established

January 1, 1928

Total Assets

$54M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

December 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$54M

Total Deposits

$45M

Net Loans

$8M

Net Income

$15K

ROA

0.11%

ROE

5.10%

Risk-Based Capital

34.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$42M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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