Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$844M
Net Income
$4M
ROA
1.29%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.76%
Risk-Based Capital
15.66%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,022 | 72.6% | 11.94% |
| 2023 | 1,106 | 70.98% | 14.65% |
| 2022 | 2,054 | 67.82% | 8.86% |
| 2021 | 2,872 | 66.85% | 6.41% |
| 2020 | 3,985 | 69.08% | 5.52% |
| 2019 | 2,347 | 57.95% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Aug 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
15
Branch Deposits
$1.1B
1-Year Change
-4
5-year net change: -4 branches
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| 9.84% |
| 2018 | 1,701 | 51.85% | 11.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red