This institution is no longer active

Operations ceased on April 3, 1997. CRA examination history below reflects the period it was active.

THE UNION BANK

EVERGREEN, AL · Supervised by FDIC

Est. 1922FDIC #1,736RSSD: FDIC-1736

Part ofCOLONIAL BANCGROUP INC THE→ View all charters

Satisfactory Same

Current rating · Exam: September 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.10%

Institution Profile

FDIC BankFind

Address

405 Belleville Street, EVERGREEN, AL

County

Conecuh County

Established

January 21, 1922

Total Assets

$58M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$58M

Total Deposits

$45M

Net Loans

$17M

Net Income

$294K

ROA

2.10%

ROE

11.82%

Risk-Based Capital

38.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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