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This institution is no longer active

Operations ceased on October 1, 1998. CRA examination history below reflects the period it was active.

THE STATE BANK-PRETTY PRAIRIE

PRETTY PRAIRIE, KS · Supervised by FDIC

Est. 1897FDIC #17,228RSSD: FDIC-17228
Part ofPRAIRIE BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1995

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

104 West Main, PRETTY PRAIRIE, KS

County

Reno County

Established

September 20, 1897

Total Assets

$12M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$12M

Total Deposits

$10M

Net Loans

$5M

Net Income

$106K

ROA

1.17%

ROE

7.75%

Risk-Based Capital

30.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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