🏦Bank Scorer

This institution is no longer active

Operations ceased on July 11, 2009. CRA examination history below reflects the period it was active.

THE STATE BANK OF LEBO

LEBO, KS · Supervised by FDIC

Est. 1932FDIC #15,288RSSD: FDIC-15288
Satisfactory Same

Current rating · Exam: October 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.93%

Institution Profile

FDIC BankFind

Address

Main Street, LEBO, KS

County

Coffey County

Established

January 16, 1932

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 6, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$19M

Total Deposits

$18M

Net Loans

$13M

Net Income

$-418K

ROA

-3.93%

ROE

-86.27%

Risk-Based Capital

7.22%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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