🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2001. CRA examination history below reflects the period it was active.

THE STATE BANK OF JERSEYVILLE

JERSEYVILLE, IL · Supervised by FDIC

Est. 1890FDIC #11,749RSSD: FDIC-11749
Part ofUNION IL EMPLOYEE STK OWNERSHIP TR→ View all charters
Satisfactory Same

Current rating · Exam: October 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

117-121 South State Street, JERSEYVILLE, IL

County

Jersey County

Established

January 1, 1890

Total Assets

$176M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$176M

Total Deposits

$142M

Net Loans

$132M

Net Income

$1M

ROA

0.89%

ROE

12.06%

Risk-Based Capital

11.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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