Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$323M
Total Deposits
$297M
Net Loans
$178M
Net Income
$924K
ROA
1.16%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.56%
Risk-Based Capital
14.47%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 78 | 93.59% | 5.13% |
| 2023 | 84 | 86.9% | 10.71% |
| 2022 | 123 | 86.99% | 9.76% |
| 2021 | 214 | 92.99% | 4.67% |
| 2020 | 337 | 86.05% | 8.31% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2021 | Satisfactory | Small Bank |
| Sep 2015 | Satisfactory | Small Bank |
| Feb 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
3
Branch Deposits
$290M
1-Year Change
0
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