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This institution is no longer active

Operations ceased on March 28, 2015. CRA examination history below reflects the period it was active.

THE STATE BANK OF DELPHOS

DELPHOS, KS · Supervised by FDIC

Est. 1880FDIC #9,660RSSD: FDIC-9660
Part ofDELPHOS INC→ View all charters
Satisfactory Down

Current rating · Exam: September 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.09%

Institution Profile

FDIC BankFind

Address

202 N Main Street, DELPHOS, KS

County

Ottawa County

Established

January 1, 1880

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2011

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$44M

Total Deposits

$35M

Net Loans

$33M

Net Income

$484K

ROA

1.09%

ROE

10.60%

Risk-Based Capital

14.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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