Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$540M
Total Deposits
$480M
Net Loans
$354M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.55%
Risk-Based Capital
14.39%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 189 | 91.01% | 3.17% |
| 2023 | 160 | 82.5% | 5.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Small Bank |
| Oct 2020 | Satisfactory | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
13
Branch Deposits
$460M
1-Year Change
0
5-year net change: +6 branches
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