Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$401M
Total Deposits
$367M
Net Loans
$232M
Net Income
$1M
ROA
1.45%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.99%
Risk-Based Capital
18.41%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 87 | 88.51% | 1.15% |
| 2023 | 56 | 89.29% | 7.14% |
| 2022 | 77 | 92.21% | 3.90% |
| 2021 | 135 | 92.59% | 3.70% |
| 2020 | 165 | 92.12% | 6.06% |
| 2019 | 89 | 88.76% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Outstanding | Intermediate Small Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$358M
1-Year Change
0
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Preview:
| 2018 | 71 | 88.73% | 7.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red