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This institution is no longer active

Operations ceased on June 24, 2000. CRA examination history below reflects the period it was active.

THE SANDWICH STATE BANK

SANDWICH, IL · Supervised by FDIC

Est. 1856FDIC #12,401RSSD: FDIC-12401
Part ofCASTLE BANCGROUP INC→ View all charters
Outstanding Same

Current rating · Exam: March 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

100 West Church Street, SANDWICH, IL

County

Dekalb County

Established

June 1, 1856

Total Assets

$194M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$194M

Total Deposits

$171M

Net Loans

$131M

Net Income

$668K

ROA

1.36%

ROE

17.44%

Risk-Based Capital

12.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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