Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$121M
Total Deposits
$103M
Net Loans
$39M
Net Income
$456K
ROA
1.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.22%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 100 | 90% | 4.00% |
| 2023 | 116 | 81.9% | 7.76% |
| 2022 | 122 | 84.43% | 9.84% |
| 2021 | 150 | 82.67% | 7.33% |
| 2020 | 151 | 84.77% | 8.61% |
| 2019 | 130 | 80% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2022 | Satisfactory | Small Bank |
| Jul 2016 | Satisfactory | Small Bank |
| Jul 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$103M
1-Year Change
0
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Preview:
| 2018 | 116 | 74.14% | 15.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red