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This institution is no longer active

Operations ceased on August 30, 2008. CRA examination history below reflects the period it was active.

THE RICHLAND TRUST COMPANY

MANSFIELD, OH · Supervised by FDIC

Est. 1898FDIC #9,433RSSD: FDIC-9433
Part ofPARK NATIONAL CORP→ View all charters
Outstanding Up

Current rating · Exam: September 2005

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.76%

Institution Profile

FDIC BankFind

Address

3 North Main Street, MANSFIELD, OH

County

Richland County

Established

January 1, 1898

Total Assets

$525M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$525M

Total Deposits

$420M

Net Loans

$207M

Net Income

$5M

ROA

1.76%

ROE

29.50%

Risk-Based Capital

13.08%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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