🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 2004. CRA examination history below reflects the period it was active.

THE PRUDENTIAL BANK AND TRUST COMPANY

ATLANTA, GA · Supervised by FDIC

Est. 1945FDIC #16,303RSSD: FDIC-16303
Part ofPRUDENTIAL INS CO AMERICA INC→ View all charters
Outstanding Same

Current rating · Exam: March 2003

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.05%

Institution Profile

FDIC BankFind

Address

One Ravinia Drive, Suite 1000, ATLANTA, GA

County

Fulton County

Established

September 4, 1945

Total Assets

$108M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 2003

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$108M

Total Deposits

$69M

Net Loans

$90M

Net Income

$-31K

ROA

-0.05%

ROE

-0.16%

Risk-Based Capital

86.89%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/718e3608-3290-43fb-8fb7-cd5adaf86e7a"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: