🏦Bank Scorer

This institution is no longer active

Operations ceased on November 11, 2006. CRA examination history below reflects the period it was active.

THE PRAIRIE STATE BANK

AUGUSTA, KS · Supervised by FDIC

Est. 1918FDIC #12,599RSSD: FDIC-12599
Part ofEMPRISE FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: January 2005

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.19%

Institution Profile

FDIC BankFind

Address

512 State Street, AUGUSTA, KS

County

Butler County

Established

December 3, 1918

Total Assets

$271M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2005

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$271M

Total Deposits

$221M

Net Loans

$137M

Net Income

$391K

ROA

0.19%

ROE

2.17%

Risk-Based Capital

12.73%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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