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This institution is no longer active

Operations ceased on March 13, 2026. CRA examination history below reflects the period it was active.

THE POTTER STATE BANK OF POTTER

POTTER, NE · Supervised by FDIC

Est. 1945FDIC #17,205RSSD: FDIC-17205
Part ofENEVOLDSEN MANAGEMENT CO→ View all charters
Outstanding Same

Current rating · Exam: April 2022

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.08%

Institution Profile

FDIC BankFind

Address

301 Chestnut St, POTTER, NE

County

Cheyenne County

Established

March 19, 1945

Total Assets

$54M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$54M

Total Deposits

$47M

Net Loans

$21M

Net Income

$532K

ROA

1.08%

ROE

7.76%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$40M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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