Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$54M
Total Deposits
$35M
Net Loans
$35M
Net Income
$29K
ROA
0.21%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.14%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 841 | 75.86% | 7.13% |
| 2021 | 387 | 77% | 1.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Needs to Improve | Small Bank |
| Dec 2019 | Satisfactory | Small Bank |
| Mar 2014 | Satisfactory | Small Bank |
2 previous ratings locked — back to 2004
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Total Branches
1
Branch Deposits
$38M
1-Year Change
0
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