This institution is no longer active
Operations ceased on January 11, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$2.1B
Net Income
$25M
ROA
1.17%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.43%
Risk-Based Capital
11.13%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 110 | 83.64% | 6.36% |
| 2022 | 164 | 90.85% | 7.32% |
| 2021 | 126 | 85.71% | 6.35% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Total Assets