Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$729M
Total Deposits
$575M
Net Loans
$495M
Net Income
$3M
ROA
1.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.54%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 119 | 90.76% | 4.20% |
| 2023 | 147 | 84.35% | 10.20% |
| 2022 | 177 | 89.27% | 5.08% |
| 2021 | 201 | 87.06% | 4.48% |
| 2020 | 290 | 85.52% | 10.00% |
| 2019 | 173 | 92.49% | 4.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| May 2022 | Satisfactory | Intermediate Small Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
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Total Branches
9
Branch Deposits
$575M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red