This institution is no longer active
Operations ceased on November 19, 2005. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$12M
Total Deposits
$11M
Net Loans
$4M
Net Income
$4K
ROA
0.04%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.40%
Risk-Based Capital
21.07%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2004 | Needs to Improve | Small Bank |
| Jan 2000 | Satisfactory | Small Bank |
| Jan 1997 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1992
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Established
Total Assets