This institution is no longer active

Operations ceased on June 30, 1992. CRA examination history below reflects the period it was active.

THE PEOPLES EXCHANGE BANK OF ELMDALE, KANSAS

ELMDALE, KS · Supervised by FDIC

Est. 1891FDIC #16,811RSSD: FDIC-16811

Part ofELMDALE BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: May 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.94%

Institution Profile

FDIC BankFind

Address

Main Street, ELMDALE, KS

County

Chase County

Established

October 5, 1891

Total Assets

$4M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 20, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$4M

Total Deposits

$4M

Net Loans

$3M

Net Income

$-9K

ROA

-0.94%

ROE

-21.88%

Risk-Based Capital

7.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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