Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$243M
Total Deposits
$219M
Net Loans
$191M
Net Income
$928K
ROA
1.55%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.79%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 169 | 81.07% | 7.69% |
| 2023 | 195 | 77.95% | 8.72% |
| 2022 | 198 | 82.32% | 9.09% |
| 2021 | 235 | 81.28% | 6.38% |
| 2020 | 196 | 65.31% | 13.78% |
| 2019 | 139 | 61.15% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2021 | Satisfactory | Small Bank |
| Apr 2015 | Satisfactory | Small Bank |
| Apr 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$195M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 131 | 70.99% | 12.21% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red