This institution is no longer active

Operations ceased on February 18, 1995. CRA examination history below reflects the period it was active.

THE PEOPLES BANK

ELBA, AL · Supervised by FDIC

Est. 1964FDIC #19,110RSSD: FDIC-19110

Part ofPBA FINANCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: May 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

429 Claxton Avenue, ELBA, AL

County

Coffee County

Established

May 1, 1964

Total Assets

$186M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1994Call Report / FDIC

Total Assets

$186M

Total Deposits

$175M

Net Loans

$101M

Net Income

$2M

ROA

0.98%

ROE

17.71%

Risk-Based Capital

11.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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