Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$304M
Total Deposits
$253M
Net Loans
$225M
Net Income
$2M
ROA
2.32%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.69%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 135 | 80.74% | 11.85% |
| 2023 | 124 | 79.03% | 10.48% |
| 2022 | 149 | 80.54% | 9.40% |
| 2021 | 131 | 79.39% | 8.40% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1998 | Satisfactory | Small Bank |
| Jul 1995 | Outstanding | Not Reported |
| Apr 1992 | Outstanding | Not Reported |
1 previous rating locked — back to 1990
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Total Branches
2
Branch Deposits
$235M
1-Year Change
0
5-year net change: +1 branches
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