🏦Bank Scorer

This institution is no longer active

Operations ceased on April 29, 2011. CRA examination history below reflects the period it was active.

THE PARK AVENUE BANK

VALDOSTA, GA · Supervised by FDIC

Est. 1956FDIC #19,797RSSD: FDIC-19797
Part ofPAB BANKSHARES INC→ View all charters
Outstanding Same

Current rating · Exam: February 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.52%

Institution Profile

FDIC BankFind

Address

3102 North Oak Street Extension, VALDOSTA, GA

County

Lowndes County

Established

August 1, 1956

Total Assets

$849M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2011Call Report / FDIC

Total Assets

$849M

Total Deposits

$724M

Net Loans

$504M

Net Income

$-1,183K

ROA

-0.52%

ROE

-28.21%

Risk-Based Capital

3.98%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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