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This institution is no longer active

Operations ceased on July 1, 1999. CRA examination history below reflects the period it was active.

THE OSSIAN STATE BANK

OSSIAN, IA · Supervised by FDIC

Est. 1880FDIC #10,901RSSD: FDIC-10901
Part ofRIGLER INVESTMENT CO→ View all charters
Satisfactory Same

Current rating · Exam: December 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.56%

Institution Profile

FDIC BankFind

Address

Main Street, OSSIAN, IA

County

Winneshiek County

Established

February 8, 1880

Total Assets

$21M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$21M

Total Deposits

$18M

Net Loans

$5M

Net Income

$-63K

ROA

-0.56%

ROE

-4.61%

Risk-Based Capital

15.19%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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