This institution is no longer active

Operations ceased on February 21, 1998. CRA examination history below reflects the period it was active.

THE NORTH CINCINNATI SAVINGS BANK, INC.

BLUE ASH, OH · Supervised by FDIC

Est. 1882FDIC #27,805RSSD: FDIC-27805

Satisfactory Up

Current rating · Exam: December 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

9477 Kenwood Road, BLUE ASH, OH

County

Hamilton County

Established

January 1, 1882

Total Assets

$60M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$60M

Total Deposits

$51M

Net Loans

$41M

Net Income

$250K

ROA

0.41%

ROE

4.45%

Risk-Based Capital

23.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1994

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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