🏦Bank Scorer

THE NATIONAL BANK OF GENEVA

GENEVA, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1903FDIC #925
Outstanding Same

Current rating · Exam: April 2003

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.76%

Institution Profile

FDIC BankFind

Address

22 S 4th St, GENEVA, IL

County

Kane County

Established

January 1, 1903

Total Assets

$124M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 10, 2003

Exam Type

Large Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$124M

Total Deposits

$108M

Net Loans

$80M

Net Income

$235K

ROA

0.76%

ROE

7.37%

Risk-Based Capital

18.59%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$105M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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