This institution is no longer active

Operations ceased on May 1, 2004. CRA examination history below reflects the period it was active.

THE MONROE COUNTY BANK

MONROEVILLE, AL · Supervised by FDIC

Est. 1904FDIC #9,611RSSD: FDIC-9611

Part ofBANCTRUST FINANCIAL GROUP INC→ View all charters

Satisfactory

Current rating · Exam: September 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.77%

Institution Profile

FDIC BankFind

Address

129 Hines Street, MONROEVILLE, AL

County

Monroe County

Established

January 1, 1904

Total Assets

$127M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$127M

Total Deposits

$109M

Net Loans

$44M

Net Income

$561K

ROA

1.77%

ROE

14.19%

Risk-Based Capital

15.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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