Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$98M
Total Deposits
$86M
Net Loans
$66M
Net Income
$261K
ROA
1.06%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.36%
Risk-Based Capital
21.18%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 90 | 71.11% | 8.89% |
| 2023 | 112 | 67.86% | 8.04% |
| 2022 | 169 | 72.19% | 5.33% |
| 2021 | 227 | 77.97% | 8.81% |
| 2020 | 231 | 85.28% | 4.33% |
| 2019 | 124 | 81.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Outstanding | Small Bank |
| Nov 2017 | Satisfactory | Small Bank |
| Jun 2012 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
1
Branch Deposits
$78M
1-Year Change
0
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Preview:
| 2018 | 109 | 74.31% | 11.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red