This institution is no longer active

Operations ceased on April 30, 1994. CRA examination history below reflects the period it was active.

THE MINERS AND MECHANICS SAVINGS AND TRUST COMPANY

STEUBENVILLE, OH · Supervised by FDIC

Est. 1913FDIC #9,140RSSD: FDIC-9140

Part ofNATIONAL CITY CORP→ View all charters

Satisfactory

Current rating · Exam: June 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

124-136 North 4th Street, STEUBENVILLE, OH

County

Jefferson County

Established

January 1, 1913

Total Assets

$394M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$394M

Total Deposits

$261M

Net Loans

$107M

Net Income

$365K

ROA

0.36%

ROE

3.79%

Risk-Based Capital

22.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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