Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.2B
Net Loans
$936M
Net Income
$4M
ROA
1.07%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.70%
Risk-Based Capital
13.42%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 321 | 67.29% | 13.08% |
| 2022 | 522 | 70.31% | 12.07% |
| 2021 | 921 | 77.31% | 9.77% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2022 | Outstanding | Intermediate Small Bank |
| Apr 2019 | Outstanding | Intermediate Small Bank |
| Apr 2016 | Outstanding | Intermediate Small Bank |
6 previous ratings locked — back to 1993
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Total Branches
17
Branch Deposits
$1.1B
1-Year Change
0
5-year net change: -1 branches
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