This institution is no longer active

Operations ceased on March 18, 1994. CRA examination history below reflects the period it was active.

THE MERCHANT BANK OF ATLANTA

ATLANTA, GA · Supervised by FDIC

Est. 1987FDIC #27,085RSSD: FDIC-27085

Part ofMERCHANT BANK CORP→ View all charters

Needs to Improve

Current rating · Exam: February 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.70%

Institution Profile

FDIC BankFind

Address

1360 Peachtree Street, ATLANTA, GA

County

Fulton County

Established

November 4, 1987

Total Assets

$138M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

February 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$138M

Total Deposits

$125M

Net Loans

$73M

Net Income

$1M

ROA

0.70%

ROE

9.02%

Risk-Based Capital

16.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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