This institution is no longer active
Operations ceased on February 23, 2001. CRA examination history below reflects the period it was active.
LOWER SALEM, OH · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$23M
Total Deposits
$18M
Net Loans
$18M
Net Income
$-76K
ROA
-0.30%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.44%
Risk-Based Capital
16.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2000 | Outstanding | Small Bank |
| Mar 1997 | Satisfactory | Small Bank |
| May 1994 | Outstanding | Not Reported |
1 previous rating locked — back to 1991
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Established
Total Assets