🏦Bank Scorer

This institution is no longer active

Operations ceased on October 18, 2001. CRA examination history below reflects the period it was active.

THE KNIGHT STATE BANK

DEXTER, GA · Supervised by FDIC

Est. 1967FDIC #19,688RSSD: FDIC-19688
Part ofWRIGHTSVILLE BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 10.22%

Institution Profile

FDIC BankFind

Address

South Omega And Main Streets, DEXTER, GA

County

Laurens County

Established

February 1, 1967

Total Assets

$2M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$2M

Total Deposits

—

Net Loans

—

Net Income

$710K

ROA

10.22%

ROE

40.01%

Risk-Based Capital

3378.95%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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