🏦Bank Scorer

This institution is no longer active

Operations ceased on July 2, 2009. CRA examination history below reflects the period it was active.

THE JOHN WARNER BANK

CLINTON, IL · Supervised by FDIC

Est. 1867FDIC #12,093RSSD: FDIC-12093
Part ofIROQUOIS BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -18.32%

Institution Profile

FDIC BankFind

Address

301 South Side Square, CLINTON, IL

County

De Witt County

Established

April 11, 1867

Total Assets

$70M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 6, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2009Call Report / FDIC

Total Assets

$70M

Total Deposits

$65M

Net Loans

$26M

Net Income

$-6,625K

ROA

-18.32%

ROE

-368.91%

Risk-Based Capital

-4.62%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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