This institution is no longer active

Operations ceased on September 26, 1994. CRA examination history below reflects the period it was active.

THE HOME STATE BANK OF KANSAS CITY, KANSAS

KANSAS CITY, KS · Supervised by FDIC

Est. 1902FDIC #1,363RSSD: FDIC-1363

Part ofFIRST AMERICAN BANCSHARES INC→ View all charters

Satisfactory Up

Current rating · Exam: September 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

Minnesota Avenue At Fifth Street, KANSAS CITY, KS

County

Wyandotte County

Established

January 1, 1902

Total Assets

$113M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$113M

Total Deposits

$95M

Net Loans

$77M

Net Income

$698K

ROA

1.22%

ROE

11.26%

Risk-Based Capital

16.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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