This institution is no longer active
Operations ceased on April 3, 1998. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$10M
Total Deposits
$9M
Net Loans
$7M
Net Income
$60K
ROA
2.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.92%
Risk-Based Capital
17.66%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 411 | 71.05% | 10.71% |
| 2020 | 1,202 | 74.63% | 6.24% |
| 2019 | 901 | 76.91% | 7.55% |
| 2018 | 742 | 74.66% | 7.68% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1995 | Satisfactory | Not Reported |
| Sep 1993 | Satisfactory | Not Reported |
| Sep 1991 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Established
Total Assets