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This institution is no longer active

Operations ceased on March 7, 1998. CRA examination history below reflects the period it was active.

THE HESSTON STATE BANK

HESSTON, KS · Supervised by FDIC

Est. 1907FDIC #17,279RSSD: FDIC-17279
Part ofBON INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.66%

Institution Profile

FDIC BankFind

Address

201 North Main Street, HESSTON, KS

County

Harvey County

Established

June 1, 1907

Total Assets

$36M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$36M

Total Deposits

$31M

Net Loans

$14M

Net Income

$581K

ROA

1.66%

ROE

14.55%

Risk-Based Capital

26.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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