Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$341M
Total Deposits
$241M
Net Loans
$221M
Net Income
$1M
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.88%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 28 | 71.43% | 14.29% |
| 2023 | 37 | 75.68% | 13.51% |
| 2019 | 32 | 68.75% | 21.88% |
| 2018 | 48 | 62.5% | 29.17% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| Apr 2022 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1995
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$236M
1-Year Change
0
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