Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$327M
Total Deposits
$292M
Net Loans
$189M
Net Income
$893K
ROA
1.09%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.59%
Risk-Based Capital
15.48%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 62 | 74.19% | 14.52% |
| 2022 | 109 | 85.32% | 8.26% |
| 2021 | 207 | 78.74% | 7.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2021 | Satisfactory | Small Bank |
| Mar 2015 | Satisfactory | Small Bank |
| Oct 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$280M
1-Year Change
0
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