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This institution is no longer active

Operations ceased on July 29, 2006. CRA examination history below reflects the period it was active.

THE GUARANTEE STATE BANK

LAWTON, OK · Supervised by FDIC

Est. 1915FDIC #9,470RSSD: FDIC-9470
Part ofGSB HOLDING INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Institution Profile

FDIC BankFind

Address

6702 Quanah Parker Trailway, LAWTON, OK

County

Comanche County

Established

January 1, 1915

Total Assets

$54M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$54M

Total Deposits

$46M

Net Loans

$39M

Net Income

$220K

ROA

0.84%

ROE

9.29%

Risk-Based Capital

12.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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