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This institution is no longer active

Operations ceased on June 9, 2023. CRA examination history below reflects the period it was active.

THE GORHAM STATE BANK

GORHAM, KS · Supervised by FDIC

Est. 1905FDIC #17,114RSSD: FDIC-17114
Satisfactory Same

Current rating · Exam: June 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.05%

Institution Profile

FDIC BankFind

Address

129 Market Street, GORHAM, KS

County

Russell County

Established

January 1, 1905

Total Assets

$43M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2023Call Report / FDIC

Total Assets

$43M

Total Deposits

$38M

Net Loans

$22M

Net Income

$221K

ROA

2.05%

ROE

19.08%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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