This institution is no longer active
Operations ceased on March 10, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$190M
Total Deposits
$162M
Net Loans
$139M
Net Income
$5M
ROA
2.67%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.81%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 65 | 84.62% | 12.31% |
| 2023 | 105 | 93.33% | 6.67% |
| 2019 | 87 | 96.55% | 3.45% |
| 2018 | 99 | 92.93% | 4.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$162M
1-Year Change
0
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Address
County
Established
Total Assets