This institution is no longer active

Operations ceased on April 8, 1994. CRA examination history below reflects the period it was active.

THE GEORGIA STATE BANK OF ROME

ROME, GA · Supervised by FDIC

Est. 1978FDIC #22,585RSSD: FDIC-22585

Part ofAMSOUTH BCORP→ View all charters

Satisfactory

Current rating · Exam: June 1992

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.05%

Institution Profile

FDIC BankFind

Address

Turner Mccall Blvd. & Riverbend Dr., ROME, GA

County

Floyd County

Established

January 5, 1978

Total Assets

$105M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$105M

Total Deposits

$96M

Net Loans

$65M

Net Income

$273K

ROA

1.05%

ROE

13.56%

Risk-Based Capital

12.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/dd8b3d1c-1b96-4988-a467-b477640c4651"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: