This institution is no longer active
Operations ceased on June 27, 2014. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$23M
Total Deposits
$21M
Net Loans
$11M
Net Income
$34K
ROA
0.61%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.04%
Risk-Based Capital
13.08%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 631 | 71.95% | 28.05% |
| 2023 | 771 | 74.71% | 25.29% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2013 | Satisfactory | Small Bank |
| Aug 2008 | Satisfactory | Small Bank |
| Jul 2003 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1991
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Established
Total Assets