This institution is no longer active

Operations ceased on February 28, 1991. CRA examination history below reflects the period it was active.

THE FIRST TRUST AND SAVINGS BANK

ALTA, IA · Supervised by FDIC

Est. 1927FDIC #1,555RSSD: FDIC-1555

Part ofVAN DYKE BANK HOLDING CORP→ View all charters

Satisfactory

Current rating · Exam: March 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.27%

Institution Profile

FDIC BankFind

Address

202 Main Street, ALTA, IA

County

Buena Vista County

Established

January 1, 1927

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 21, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1990Call Report / FDIC

Total Assets

$18M

Total Deposits

$16M

Net Loans

$9M

Net Income

$218K

ROA

1.27%

ROE

14.65%

Risk-Based Capital

16.43%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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