🏦Bank Scorer

This institution is no longer active

Operations ceased on July 18, 2021. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1902FDIC #17,884RSSD: FDIC-17884
Part ofFSB INVESTMENTS LLC→ View all charters
Satisfactory Same

Current rating · Exam: August 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

3030 Nw Expressway Suite 1, OKLAHOMA CITY, OK

County

Oklahoma County

Established

August 12, 1902

Total Assets

$421M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2020

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2021Call Report / FDIC

Total Assets

$421M

Total Deposits

$347M

Net Loans

$362M

Net Income

$3M

ROA

1.21%

ROE

13.67%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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