🏦Bank Scorer

This institution is no longer active

Operations ceased on January 20, 2012. CRA examination history below reflects the period it was active.

THE FIRST STATE BANK

STOCKBRIDGE, GA · Supervised by FDIC

Est. 1964FDIC #19,252RSSD: FDIC-19252
Part ofHENRY COUNTY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2009

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.12%

Institution Profile

FDIC BankFind

Address

4806 North Henry Boulevard, STOCKBRIDGE, GA

County

Henry County

Established

October 8, 1964

Total Assets

$517M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2011Call Report / FDIC

Total Assets

$517M

Total Deposits

$509M

Net Loans

$331M

Net Income

$-11,665K

ROA

-2.12%

ROE

-102.51%

Risk-Based Capital

1.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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