Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$185M
Total Deposits
$170M
Net Loans
$92M
Net Income
$645K
ROA
1.42%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.78%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 39 | 94.87% | 0.00% |
| 2023 | 41 | 90.24% | 7.32% |
| 2019 | 63 | 92.06% | 0.00% |
| 2018 | 72 | 79.17% | 8.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2021 | Satisfactory | Small Bank |
| May 2017 | Satisfactory | Small Bank |
| Oct 2011 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$168M
1-Year Change
0
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